The borrower who had not managed to repay debt on time, learns that the banks are working not only friendly girls to help draw up the documents for the loan, but the guys are athletic with a severe appearance, which do not mess It could be security officers and employees of the bank's so-called "collection agency" whose business – "knocking out" other people's debts. To services of such agencies credit organizations began to resort more often – the bank maintains the reputation "of the poor and unfortunate" the financier, and soldering iron in the ass lender insert special walkers. How does it work? At the end of the next (Optional – not the first) the maturity of debt, begin to overcome the borrower "collectors" who are employed by the bank. Imagine that the bank has addressed the borrower with a request to defer repayment of a mortgage loan. Employed by the bank "Collectors" rather strictly impose the requirement of immediate payment of money, and immediately threatened by professional charges. The Borrower shall pay to get only two weeks, but his "opponents" such a situation Affairs are not satisfied with – wait for more than 3 days they did not intend. Often the "collectors" hire freelance staff, which acts only with great difficulty can be called sane. "Debt collector" strive to apply it because, not word in the resolution of all issues. Borrower threatened over the phone, his discredit the leadership in the service, relatives and friends threaten to bring lawsuits in the amount of not only the principal and "penalty" sanctions.